General Manager- Microfinance

Academic Qualifications Required:

• A degree in Finance/ Accounting and Business Economics

Experience Required:

• At least 8 years’ senior management experience, preferably within microfinance, banking, financial services.

Key Duties and Responsibilities:

•  Lead the formulation, articulation, and execution of the Company’s strategy in collaboration with the Cluster Head and Board of Directors.
•  Drive profitable and sustainable loan book growth across targeted market segments.
• Oversee credit underwriting standards, portfolio quality, arrears management, and recovery strategies.
•  Ensure optimal product mix, pricing strategies, and distribution channels aligned to market realities.
•  Leverage deep understanding of Zimbabwe’s cash‑based economy to identify growth opportunities and develop innovative products for new and emerging markets.
•  Drive market expansion initiatives informed by customer behaviour, informal sector dynamics, and evolving socio‑economic trends.
• Provide oversight of treasury functions relating to microfinance operations, including liquidity management, funding structures, and cash flow optimisation.
•  Manage the balance between growth, funding costs, liquidity risk, and capital preservation.
•  Oversee the Company’s financial management frameworks, ensuring robust budgeting, forecasting, cost control, and performance monitoring.
•  Ensure strong internal controls, accurate financial reporting, and compliance with regulatory and statutory requirements.
• Provide executive oversight of enterprise, credit, operational, and compliance risk and mitigate risks that could impact business continuity and reputation.
• Build and lead a high‑performing management team with clear accountability for results, and effective talent and performance management.